Do I Have to Enroll in an HMO or PPO to Add a Prescription Drug Plan to My Coverage?

No, if you currently have Railroad Medicare and only want to add a prescription drug plan, known as Medicare Part D, you do not have to join an HMO or PPO. If you currently have supplemental or secondary insurance you can start by calling them to research their prescription drug plan options. If you have any questions or would like additional guidance, call our toll-free Beneficiary Customer Service Center at 800–833–4455, Monday through Friday, 8:30 a.m. until 7 p.m. ET. For the hearing impaired, call TTY/TDD at 877–566–3572.

Last Updated: 03/29/2022